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Portugal D7 / Passive Income Visa Program – Requirements and How to Apply

The Portugal D7 / Passive Income Visa is an ideal solution for non-EU nationals who wish to enjoy the serene lifestyle and rich culture of Portugal. It is specifically designed for passive income earners and retirees, allowing them to live in one of Europe’s most welcoming countries.

At Consult Immigration, we’re committed to helping you navigate the Portugal D7 Visa process efficiently, ensuring your smooth transition to Portuguese residency.

The Portugal D7 Visa: Key Features and Benefits

The D7 Visa stands out for its accessibility and flexibility, designed specifically for those who can sustain themselves through stable passive income, such as pensions, rental income, interest on investments or other similar sources. Key benefits include:

Residency in Portugal: Live in a country known for its rich history, warm climate, and high quality of life.

Minimum Stay Requirements: The visa requires you to spend only six consecutive months (180 days) or eight non-consecutive months per year in Portugal, offering a balance between residing in Portugal and the freedom to travel.

Schengen Area Access: Freely travel within the Schengen Area, enjoying the ease of movement across numerous European countries.

Eligibility and Financial Requirements

To qualify for the D7 Visa, you must meet the following criteria:

  • You must apply from the Portuguese Consulate or Embassy in your home country
  • If applying with family, provide documentation like birth and marriage certificates
  • The main applicant must show sufficient funds in a Portuguese bank account of a minimum of *EUR 9,840 per year, 50% of this amount for each adult family member, and 30% for each minor. *These values are based on 2024 requirements.
  • Holders are entitled to work in Portugal while proving financial self-sufficient
  • Obtain health insurance authorized in Portugal and a valid police clearance certificate from your country of residence or origin

The Portugal D7 Visa Application Process

The D7 Visa application process involves the following:

Income Verification: Demonstrate a regular passive income or retirement benefits, as well as a lump sum amount in a Portuguese bank account.

Document Preparation: Gather all required documents, including proof of income, health insurance, and police clearance.

Application Submission: Apply through the Portuguese Consulate or Embassy, including obtaining a Portuguese tax number (NIF) and opening a bank account in Portugal.

Living in Portugal with the D7 Visa – Your Rights and Privileges

As a holder of the Portugal D7 Visa, you are entitled to a range of benefits that facilitate a comfortable and integrated life in Portugal.

This includes the legal right to reside and work in Portugal, allowing you to fully immerse yourself in and contribute to the local community.

Additionally, the visa provides the opportunity for family reunification, meaning you can bring your spouse and children to join you in your new Portuguese home.

You will also have access to Portugal’s public services, such as healthcare and education, ensuring a high quality of life.

Furthermore, after five years of temporary residency under the D7 Visa, you become eligible to apply for permanent residency or even Portuguese citizenship, offering a pathway to deeper integration and long-term settlement in Portugal.

How We Can Help

Navigating the D7 Visa process can be complex, but with Consult Immigration, you have a knowledgeable ally. Our team is equipped to handle every aspect of your application, ensuring a stress-free experience.

We understand the intricacies of Portuguese immigration law and are committed to providing personalized assistance tailored to your unique situation, including:

  • Document Preparation and Collection: We assist in gathering and preparing all the necessary documentation, ensuring everything is accurate and complete for your application.
  • Tax Representation: Our experts will act as your tax representative in Portugal, a critical step in the process. We handle the intricacies of obtaining a Portuguese tax number (NIF), a vital component of your application.
  • Bank Account Assistance: We guide and assist you in opening a bank account in Portugal, a requirement for proving your financial stability as part of the visa process.
  • Property Acquisition or Rental Assistance: If you choose to purchase or rent a property in Portugal, our team will connect you with a reputable property agent to assist you in finding a place that meets your needs and budget. Our attorneys will also assist you in scrutinizing your purchase or rental agreement.
  • Appointment Booking and Accompaniment: We manage the booking of your biometrics appointment in Portugal and can accompany you to ensure that everything goes smoothly.

Portugal D7 Visa – Frequently Asked Questions

To assist further, here are 10 of the most widely asked questions we receive when it comes to moving to the Portugal D7 Visa:

What is the Portugal D7 Visa?

The D7 Visa is a Portuguese residence visa for non-EU nationals who have a regular, stable passive income. It’s ideal for individuals with income from sources like pensions, rentals, or investments, or retirees.

Who is eligible for the D7 Visa?

The D7 Visa is available to non-EU/EEA/Swiss nationals with a steady passive income sufficient to sustain themselves and their family members in Portugal.

What are the financial requirements for the D7 Visa?

Applicants must demonstrate financial stability, typically showing annual income of at least *EUR 9,840 for the main applicant, plus additional amounts for family members of 50% for adults and 30% for minors. *These values are based on 2024 requirements.

How long does the application process for the D7 Visa take?

The process usually takes approx. six months, varying based on the workload of the Portuguese consular office and the completeness of your application.

Is there a minimum stay requirement for the D7 Visa?

Yes, D7 Visa holders must reside in Portugal for at least 180 days each year.

Can I work in Portugal with a D7 Visa?

Yes, D7 Visa holders are allowed to work or engage in professional activities in Portugal.

Can family members be included in the D7 Visa application?

Yes, spouses, minor children, and dependent family members can be included in the D7 Visa application for family reunification.

What type of health insurance is required for the D7 Visa?

Applicants need health insurance that is valid in Portugal, either from a Portuguese provider or an international insurer that operates in Portugal.

How do I prove my passive income for the D7 Visa?

Proof can be provided through bank statements, pension statements, rental income receipts, or similar financial documents.

What happens after the initial two years of the D7 Visa?

After the initial two years, you can renew the visa for another three years. Following five years of residency, you can apply for permanent residency or citizenship in Portugal.

Contact Us and Get Started on Your Journey

Embark on your path to a fulfilling life in Portugal with the D7 Visa. Complete the form below to contact us and get started on your application.

Our dedicated team of Qualified Attorneys and Legal Advisors is ready to provide you with expert, tailored guidance and support throughout each stage of your Portuguese D7 Passive Income residency application.

What our Consult Clients have to say

I was hesitant to take this big step and apply for citizenship through descent, but I took the plunge and paid for an appointment with Consult Immigration. I am so happy I did this. David and Ines answered all my questions and were extremely helpful with their extensive knowledge of the process and they asked questions for me that opened my mind to many other possibilities that would lead me to my new destination. I really liked both of them and I felt they truly earned my trust. Great service. I got so much more out of our meeting than I expected. Nice surprise!

Shannon RossCalifornia, USA

Dear David, thank you so much for the assistance and professional service I received from you during my immigration process to Portugal. If it was not for your sound advice, I could have made a disastrous choice as to which country to relocate to, given the technical nature of immigration laws and how they are applied to foreigners. The support I received from you while dealing with the local officials was also very beneficial. Thanks for going the extra mile!

Schalk Badenhorst

David, Pina and his team at Consult assisted me in my residency permit application for Mallorca, Spain through their tireless efforts in SA and Spain, from initial interest through to making appointments with the relevant authorities in Palma and were highly knowledgeable and patient throughout the process. Highly recommended!

Maira KoutsoudakisCEO LIFE Group of Companies

We would like to thank you once again for your very professional assistance in making this move possible. Your support during the process in South Africa was invaluable and your associates here in Portugal were very professional in dealing with the local procedures. This would be a daunting process without professional help and we can strongly recommend your services to anybody interested in relocating to Portugal.

Pieter Steyn & Márcia Camargo

I have had the pleasure of dealing with David at Consult and have been highly impressed with his professionalism. Pina, his partner in Spain, has also been extremely helpful and prompt to reply. I would highly recommend their immigration services to anyone looking to have the bureaucracy streamlined.

Simone Bishop

Consult Immigration assisted my husband and I with our residency application for Spain last year, and I can honestly say that I don't know how we would have achieved it without their assistance. There was always clear communication and we were kept up to speed on where we were in the application process, right through to our appointments in Spain and the approval of our residency. I highly recommend Consult Immigration.

Kristin Shaw

I have recently experienced the efficient service delivered by Consult Immigration as part of my residency application to Spain. I found David very open, enthusiastic to help and give advice, and knowledgeable. It was a pleasure working with him and I strongly recommend.

Hugh Turpin