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Visa Options for Americans

For Americans moving from Topeka, choosing the right visa is crucial. Spain offers two popular pathways for U.S. citizens seeking residency: the Spain NLV and the Spain Digital Nomad Visa. Each has its own requirements and benefits, depending on your financial status and work situation.

The Spain Non-Lucrative Visa (NLV) is ideal for those who do not wish to work in Spain but can prove sufficient financial means to support themselves while living in the country. Applicants must demonstrate an income of at least $28,500 annually as of 2023, though this figure may vary slightly due to currency exchange rates. This visa requires private health insurance and the commitment to spend more than 183 days per year in Spain, making you subject to Spanish taxes.

Conversely, the Spain Digital Nomad Visa caters to remote workers and freelancers. Released in 2022, this visa allows you to work for a U.S.-based company while residing in Spain. Applicants must show a consistent income from their remote work, typically around $35,000 annually, and also need to obtain private health insurance. Both visa options can eventually lead to permanent residency, given compliance with Spanish laws and residency requirements.

Cost of Living Comparison

Understanding the cost of living differences between Topeka and Spain is essential for financial planning. Topeka, Kansas, offers a relatively low cost of living compared to many parts of the United States, which can be advantageous when adjusting to European expenses. However, Spain also provides affordable living options, especially in smaller cities, though larger cities may come with a higher price tag.

In Topeka, the average monthly cost for a single person, excluding rent, is approximately $900. In contrast, in Spanish cities such as Valencia or Seville, this cost might be slightly higher, around $1,300. Housing costs can vary considerably; for instance, renting a one-bedroom apartment in central Madrid could set you back up to $1,400 per month, whereas similar accommodations in Topeka cost about $800. Even with these differences, Spain’s excellent public transportation and health services offer savings in other areas.

Best Cities for Expats

Spain offers a variety of destinations for American expats, each catering to different preferences. Madrid and Barcelona are popular for their vibrant city life and rich cultural offerings. These cities are excellent for those who thrive in bustling environments and have a taste for history, architecture, and a fast-paced lifestyle.

Alternatively, cities like Valencia and Malaga offer a more relaxed atmosphere at a lower cost than the major cities. Valencia is famous for its beaches and thriving arts scene, while Malaga offers a warm Mediterranean climate combined with a rich historic background. If you’re seeking tranquility, the Basque country and northern regions present stunning natural landscapes, providing a calmer pace of life.

Step-by-Step Moving Process

To successfully move from Topeka to Spain, it’s crucial to follow these key steps:

Step 1: Research and Select Your Visa – Decide whether the Spain NLV or the Digital Nomad Visa is suitable for your circumstances. Gather all necessary documentation including financial statements, health insurance policies, and any relevant employment contracts.

Step 2: Apply for a Visa – Submit your application through the nearest Spanish Consulate. This may involve travel, as not all consulates are in every U.S. state. Be prepared for processing times that can extend up to three months or more.

Step 3: Secure Housing in Spain – It’s advisable to have a temporary accommodation plan while searching for long-term housing. Researching neighborhoods online or utilizing connecting services tailored for expats can simplify this transition.

Step 4: Finalize Financial Arrangements – Open a Spanish bank account, preferably before you move. This will not only simplify bill payments and transactions but also assist in meeting residency requirements.

Step 5: Arrange Health Insurance – Private health insurance is a requirement for non-EU residents in Spain. Make sure it meets all the consulate’s specifications to avoid delays in your visa processing.

Common Mistakes & How to Avoid Them

Many Americans relocating to Spain encounter challenges that can be avoided with proper preparation. One frequent oversight is underestimating the importance of learning Spanish. While many Spaniards speak English, fluency in Spanish greatly enhances daily interactions and integration into local communities.

Another common mistake is not fully understanding the tax implications of spending over half of the year in Spain. It’s critical to comprehend how Spanish taxes will affect your U.S. tax obligations and to plan accordingly. Consulting with a tax expert who specializes in international or dual taxation can save you from complex issues.

Many overlook the importance of establishing a clear timeline. Delays in obtaining necessary documentation or failing to secure housing before arrival can disrupt your relocation plans. Careful scheduling and maintaining flexibility can help mitigate potential delays.

Next Steps

Moving from Topeka to Spain is an exciting journey that requires careful planning. Whether you’re applying for a Spain NLV or a Spain Digital Nomad Visa, ensuring all paperwork is in order is key to a smooth transition. For further details, explore our in-depth guide: Spanish Residency Guide.

To maximize your experience, immerse yourself in Spain’s rich culture, diverse communities, and its enchanting landscapes. By preparing diligently and approaching the move with an open mind, your transition can be successful, leading to a fulfilling new chapter in this beautiful Mediterranean nation.

David Poole is a South African entrepreneur and businessman, and founder of Consult Immigration.